Liability insurance for your business
We can help you to meet your Insurance Portland business needs with general liability coverage. General liability is a broad commercial policy that covers the business in the event of product liability, premises and operations, completed operations, and personal and advertising injury. We recommend that all businesses should have general liability coverage.
Business Owners Policy (BOP)
BOP Insurance is best suited for small to medium sized businesses and offers a cost effective solution to purchasing each coverage option separately. We offer insurance Portland based services for BOP which combines property, liability and business interruption services. A BOP coverage plan is appropriate for businesses considered to have relatively low liability exposures.
Workers Comp & Employers Liability
All businesses with employees should consider the benefits of workers compensation coverage. This type of coverage will pay for medical care and physical rehabilitation if an employee is injured while at work or away from the premises on company business. In most cases, workers comp will also protect against a law suit from an injured worker.
Professional Liability Errors and Omissions (E&O)
Damage to third party data is one of the main benefits of E&O coverage. This type of insurance will protect your business in the event of negligence and errors or omissions that injure their clients. The types of companies that can utilize E&O coverage include accountants, attorneys, insurance agents, engineers, and technology companies.
Business insurance Portland business owners can use for additional coverage is an umbrella policy. This type of insurance provides coverage for losses over the limit of your basic policies such as general liability, employer’s liability, and automobile liability.
Employment Practices Liability Insurance (EPLI)
EPLI provides coverage for employment related liabilities such as wrongful termination, discrimination, sexual harassment and other claims of employee rights violations.
Directors & Officers Liability
D&O Insurance Portland based coverage is ideal for directors and officers of a company. It provides coverage in the event of negligent acts, omissions, or misleading statements that result in company lawsuits. D&O policies may be broadened to include coverage for employment practices liability.
Commercial Auto Liability
Commercial auto liability provides auto insurance Portland businesses need to protect against damage. This type of coverage pays in the event of bodily injury, property damage, and also injuries or damage caused by the policyholder to someone else while operating a company vehicle. PIP (Personal Injury Protection) and medical payments for injuries to the driver and passengers are also covered.
Hired/Non-owned Auto Liability
This type of auto of auto insurance Portland businesses use is appropriate for rented vehicles. It provides coverage in the event of damage or injury while using a non-owned, rented vehicle for company purposes.
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